Legal Notice of Terms and Conditions of Use of the Website
The Website is operated by Alexander Forbes
Services Limited (“Alexander Forbes”) on behalf of companies within the
Alexander Forbes Limited Group (as defined below) which owns or has licence
rights to the contents.
The following terms and conditions (the
“Terms”) set out the basis for use of the website and by accessing the Website
you agree to be bound by the Terms which should be read in full and may affect
your use of the Website. The Terms may be updated from time to time and
you are advised to check this page each time you access the website.
The “Group” shall include Alexander Forbes
Limited, a South African company and all its directly or indirectly owned
subsidiary companies.
Liability and Disclaimer
Whilst Alexander Forbes has sought to
ensure the information contained in the Website was accurate on the date of
inclusion no warranty is given regarding the content of the website, any
product or service offered its completeness or accuracy. Alexander Forbes
does not warrant that this Website, or the server through which it is accessed,
are free of defects, viruses or other harmful components. All information
provided in the Website has been prepared for general information and illustration
purposes only and does not establish, in any form, a business or professional
relationship with the author, Alexander Forbes itself, or any company in the
Group.
To the fullest extent permissible by law
Alexander Forbes disclaims all warranties, conditions or duties of every nature
whatsoever, including without limitation, any implied warranties of
satisfactory quality or of fitness for a particular purpose, any express or
statutory warranties and any warranties or duties regarding accuracy, timeliness,
completeness or performance in respect of the Website and your use of it.
You agree that (to the fullest extent allowed by law) Alexander Forbes and all
companies within the Group will not be liable to you and/or any third party for
any loss or damages (including, without limitation, damages for any indirect or
consequential loss, loss of business opportunities or projects, or loss of
profits) howsoever arising even if Alexander Forbes has been advised of the
possibility of such damages and even in the event of fault or tort (including
negligence, strict liability or otherwise).
To the extent that the Website contains
links to other third party services and websites Alexander Forbes cannot
provide any warranty (implied or otherwise) as to the accuracy or source of
information contained in these sites, or the information you download.
Links from the Website, over which Alexander Forbes has no control, do not
constitute any endorsement or approval of these third party organisations or
the content of these sites.
Copyright Notice and Reproduction
The Website and all present and future
copyright, trademarks, and other intellectual property rights relating to the
Website are vested in Alexander Forbes and its licensors. You acquire no
rights in the Website other than the limited right to use the Website in
accordance with the Terms. You agree to protect the proprietary rights of
Alexander Forbes and its licensors and agree to promptly notify Alexander
Forbes in writing upon becoming aware of any unauthorised access or any use of
the Website that infringes upon any proprietary rights.
You are permitted to print out or download
information and content from this website only for your own personal
non-commercial use or for the non-commercial use of your organisation.
You may not offer for sale or sell or distribute over any medium any part of
this Website or its content. You may not make any part of the Website
available as part of another Website, whether by hyperlink framing on the
Internet or otherwise unless you have been authorised to do so in writing by
Alexander Forbes. To apply for authorisation, you must either e-mail or
write to Alexander Forbes (contact details below) with the following details:-
(a) your name or the name of the technical contact responsible for the link(s):
(b) the name of your company; (c) the email address and telephone number for
you. You may not use the Alexander Forbes name or misuse the Alexander
Forbes brand in any way, such use or misuse to be determined solely at the discretion
of Alexander Forbes. All moral rights intellectual property rights and
other equivalent rights derived from the contents of the Website are hereby
asserted and reserved.
Confidentiality and Data Protection
Information that we acquire will be treated
as confidential and will not be disclosed, other than in the normal course of
performing services on behalf of our clients, unless their consent has been
obtained, the information is required by a court of competent jurisdiction, it
is already in the public domain or it has been received independently from a
third party whom we reasonably believe is permitted to supply such information
to us.
In the normal course of performing services
for our clients, information may be shared within the Group and may be used
both for research and statistical purposes and crime prevention. It may
be transferred to any country, including countries outside the European
Economic Area, for any of these purposes and for systems administration.
It may also be used to provide our clients with information about products and
services that we believe could be of interest.
When our clients supply us with information
containing personal data (names, addresses or other information relating to
living individuals), we will hold and use that data to perform general
insurance and other services for those clients on the understanding that the
individuals to whom the data relates have been informed of the reason (s) for
obtaining the data and the fact that it may be disclosed to third parties such
as other members of the Group.
The Group will treat any personal
information received about you with the utmost respect and in accordance with
the Data Protection (Jersey) Law 2005 as amended from time to time.
Information provided by you, or which is
obtained from other sources in the course of our dealings with you, may be used
by the Group and its subsidiaries to facilitate the provision of the services
applied for or requested.
We may disclose your personal information
to other companies including other members of the Group. We may use that
information to advise you of our products and services or with your permission
details from other companies, which may be of interest to you.
Under the Data Protection (Jersey) Law 2005
you are entitled to a copy of your personal data held by us upon written
request (contact details below) and payment of a fee. If the details are
incorrect then you can ask us to amend them. You may also remove your
personal information from our database, so as not to receive further
communications, by emailing or writing to Alexander Forbes. (contact
details below).
Cookies
Cookies are used on our site for the
purpose of compiling web statistics. They are not used to gather personal
information about Website users. Any information stored in the cookie is
solely for server administration purpose.
Cookies are programmes which track the
movements of individual visitors to the Website and gather information.
The web browser stores this information on disk in the form of a small data
file. You may refuse the cookie, if you wish. To do so, you will
need to adjust your browser settings.
The use of the Website by you and any
dispute or claim relating thereto in respect of the Terms or otherwise shall be
governed and construed in accordance with Jersey Law and you hereby submit to
the exclusive jurisdiction of the Jersey courts to determine all matters
relating thereto.
Contact Details
The Managing Director
Alexander Forbes Channel Islands Limited
P O Box 336
Oriel House
York Lane
St Helier
Jersey JE4 8UU
Tel (0) 1534 837837
Fax (0) 1534 837888